Terms of UsePrintE-mail

Interactive Financial Corporation reserves the right to change the terms, conditions, and notices under which the Interactive Financial Corporation.com site is used. This site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Interactive Financial Corporation.com site.

The Interactive Financial Corporation.com site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Interactive Financial Corporation, so Interactive Financial Corporation is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any change or updates to a Linked Site. These links are provided to you only as a convenience and the inclusion of any link does not imply endorsement by Interactive Financial Corporation of the site.

As a condition of your use of the Interactive Financial Corporation.com site, you warrant to Interactive Financial Corporation that you will not use the Interactive Financial Corporation.com site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Interactive Financial Corporation.com web site in any manner that could damage, disable, overburden, or impair the Interactive Financial Corporation.com web site or interfere with any other party's use of the Interactive Financial Corporation.com web site.

All contents of the Interactive Financial Corporation.com web site are Copyright © 2005 Interactive Financial Corporation. All rights reserved. Interactive Financial Corporation will use good faith efforts to ensure the accuracy of the information provided in order to familiarize users with home financing and to identify known alternatives. However, the information, products and services published on this web site may include inaccuracies or typographical errors. Changes are periodically added to the information published at this site. Interactive Financial Corporation and/or its suppliers may make improvements or changes in this web site at any time without notice.

As a condition of use of this web site, the user agrees to indemnify Interactive Financial Corporation and its suppliers from and against any and all liabilities, expenses (including attorney's and expert's charges) and damages arising out of claims resulting from user's use of this web site, without limitation any claims alleging facts that if true would constitute a breach by user.

Interactive Financial Corporation does business in accordance with the Federal Fair Housing Law.

Privacy Policy

Our top priority is to provide you, our customer, with outstanding products and services. To achieve this goal, we must collect, maintain and use certain personal and financial information. We recognize and respect your privacy concerns and expectations about this information. We want you to know about our privacy policies and practices.

We collect, retain and utilize information about you to operate our business and to make products, services and other opportunities available to you. We obtain information in a variety of ways (for example, directly from you in applications, from your transactions or experiences with us, or our affiliates, and from credit bureaus and other third parties). Also, when you visit our web site, we collect information to measure the use of our site and to improve the content of our site.

We maintain procedures to protect the security of your information. Employees and technology vendors receive training on the importance of confidentiality and customer privacy. In addition, our employees and technology contractors sign a confidentiality agreement that states, among other things, that all customer information that our employees or contractors come in contact with will be used solely in connection with the performance of their authorized job functions. If you have any questions about our privacy policy or the use of your personal information, please contact us by phone at 1-888/271 0179 or by email at info@interactivefinancial.com.

Site Security

At Interactive Financial Corporation, we use leading-edge technology to ensure that all customer information is safe. We protect our customers by using a combination of security measures that are among the best in the e-commerce industry.

All customer information is encrypted using Secured Socket Layer (SSL) technology supported with digital certificates provided by Verisign, Inc. This means that your loan application information is safe and secure as it travels over the Internet.

All customer information is encrypted using Secured Socket Layer (SSL) technology supported with Secure Server IDs also known as digital certificates provided by Versign, Inc. Secure Server IDs bind an identity to a pair of electronic keys that can be used to encrypt and sign digital information. A Secure Server ID makes it possiible to verify our clain that we have the right to use a given key, helping to prevent people from using phony keys to impersonate other users. Used in conjunction with encryption, our secure server ID provides complete security. A Secure Server ID is issued by a trusted third party called a Certification Authority with a (CA), in this case, Verisign. A CA acts somewhat like a passport office. CAs must take steps to establish the identity of the people or organizations to which they issue IDs. Once the CA establishes an organization's identity, it issues a certificate that contains the organization's public key and signs it with the CA's private key. By using a Secure Server ID from Verisign as part of our secure site, we conduct authenticated, encrypted on-line commerce. Users visiting our site will be able to submit credit card numbers or other personal information to the site, with assurance that you are really doing business with us (and not an imposter) and that the information that you are sending cannot be intercepted or decrypted by anyone other than the intended recipient.

If you any questions about our site security, please contact us by phone at 888/271 0179 or by email at info@interactivefinancial.com.

Legal and Regulatory

Disclosures and License Information

Interactive Financial Corporation is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

State Disclosure Requirements

The following states require disclosure of licensing information. (If your state is not listed, it doesn't require a specific license disclosure.)

California - Licensed by the Department of Corporations under California Finance Lender Act.
Illinois Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278.

 




Interactive Financial. All rights reserved.
Member of the Mortgage Bankers Association Equal Housing Opportunity